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20-Jun-2015 21:32

So we have a system based on lenders reporting to credit bureaus, and then computers storing information and calculating scores. In fact, it's widely regarded as good practice to monitor them much more often, something that might help you actively manage your score, as well as uncover identity fraud before too much damage is done. Your best bet may be to get your own copy upfront, and address any issues during your interview.

Check out the Wise truly free credit score service. Many people believe that accessing their own credit report harms their score.

Certainly when it comes to credit scores, many of us believe stories that would make Homer blush.

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