Post dating legal documents


15-Sep-2015 19:12

If there is no understanding about holding the check till the date on it, then the date apparently has no effect. What people are calling "pre-dated" checks should be called "stale-dated".If I give you a check today that's dated June 24th, it's stale.I'd like to add, if your bank is automated, the computer system ignores the date. It's like a voucher, or a poker chip..be exchanged for cash the moment it's presented.Which isn't to say that writing a check on Friday, knowing that it won't hit the bank til Monday, which is payday, isn't convenient and really handy.I pre-date checks all the time and the bank won't cash them until the said date, but that is in TX.Don't know if it is legal or not, but then again...But as previously noted, I'm not sure what the point is; it's still good even though it's stale. Post dating checks is not illegal otherwise my company would be in a heap o' trouble.

A bank may in some cases pay a post-dated check before the date on the check unless the customer notifies the bank not to pay it." A check is valid on or after the date it is posted. 17, but some indescribable urge comes to you and you just have to date it Dec. However, in my recollection post-dated checks were refused not for legal reasons but rather to protect the bank from check kiters. also by mutual agreement to avoid refusal to clear the thing about computers and dates i am not to sure about. the same restrictions apply to cheques over 6 months old and should not be processed but referred for re authorisation.15 instead, the check is still valid, having "become" valid two days before you wrote it. So technically you could "pre-date" a check if you really want to, but it doesn't create any kind of advantage for you that I can see. In other words, there was no law against writing post-dated checks, but accepting them could cause major headaches later, and so it was bank policy not to accept them. I remember something in the fine print when I opened my checking account that said the bank had the right to cash the check when it was presented to them, regardless of the date on the check.Yes, "post" means after, the sense being you're writing down a date that comes after the day on which you write the check.

I've heard and read the term "post-dating" for many years and it's always been clear that it refers to, for example, dating it the 15th when today's actually the 10th.

If there's a payment problem and it goes to court, the payee is out of luck.